FUNDING & COVERAGE

We are always there to guide you.

Hearing aids are not covered under BC’s Medical Services Plan (MSP). However, several provincial, federal, and private programs may help reduce the cost, depending on your age, income, employment situation, service history, or insurance coverage.

The information below is a general guide to the options that may be available in British Columbia. We are happy to discuss what may apply to your situation during a consultation.

Please note that eligibility criteria, coverage amounts, and program availability can change. For the most current details, please contact the relevant program directly or visit its official website.

Insurers We Are Registered With

Medavie Blue Cross

Registered Provider
Federal Programs
Veterans Affairs Canada (VAC) Canadian Armed Forces (CAF) RCMP IRCC / Interim Federal Health

Who this may help: Eligible clients and members of the federal programs listed above, whose hearing health benefits are administered by Medavie Blue Cross.

Eligible VAC clients can receive hearing care through a registered or approved provider like Hear For All. When the service is covered and pre-authorized, we can submit the claim directly through Medavie Blue Cross, so the client does not need to pay out of pocket first.

What is covered, and how much, depends entirely on the individual's entitlement within their specific program. We provide the assessments, fittings, and clinical documentation these programs require, but all coverage and approval decisions rest with the relevant federal department.

  • Coverage for devices, batteries, and repairs varies by program and individual entitlement
  • Some services may require pre-authorization before your appointment. Please confirm with Medavie Blue Cross before booking
  • If a service is obtained outside the registered-provider process, VAC states that the client may need to pay first and seek reimbursement
Please have your Medavie Blue Cross Health Care Identification Card available during your appointment. Since we are a mobile clinic, you can share your information with us when we visit you. To confirm whether your benefits include hearing services, call Medavie Blue Cross at 1-888-261-4033 before booking.

Pacific Blue Cross

Registered Provider
Provincial Programs & Extended Health
First Nations Health Authority (FNHA) MSDPR / Income & Disability Assistance BC Healthy Kids Program Pacific Blue Cross Extended Health Plans

Who this may help: Eligible clients of the provincial and First Nations programs listed above, as well as members with a Pacific Blue Cross extended health or group benefit plan.

Pacific Blue Cross administers hearing benefits for several provincial and First Nations programs in BC, and also provides extended health plans to British Columbians. Our registration on PROVIDERnet covers all Pacific Blue Cross plans, so eligible members across both government programs and extended health plans can have claims submitted directly through our clinic.

Whether a claim is approved, and what amount is covered, is decided entirely by the relevant program or plan. We handle the clinical side and the paperwork; the funding decision always rests with Pacific Blue Cross and the program concerned.

  • FNHA clients: Please bring your Status Number or Pacific Blue Cross Member ID. No pre-determination is required for assessments or hearing aids under FNHA, though coverage limits are set by FNHA and may change
  • MSDPR clients: Coverage may be available to eligible income and disability assistance recipients. Eligibility is confirmed by MSDPR through Pacific Blue Cross and cannot be determined in advance by our clinic
  • BC Healthy Kids: Coverage may be available for eligible children under 19 in qualifying low-income families. Pre-authorization through Pacific Blue Cross is required before any device is provided
  • Extended health plan members: If your Pacific Blue Cross plan includes hearing coverage, we can direct bill on your behalf. Please confirm your coverage and any pre-authorization requirements before booking
Other Funding Programs & Insurance

WorkBC Assistive Technology Services (ATS)

Employment
WorkBC ATS

Who this may help: Individuals with a disability or functional limitation that creates a barrier at work, who are registered with WorkBC.

WorkBC ATS may fund hearing devices needed for employment purposes. Clients apply directly through WorkBC. Where WorkBC requires a clinical hearing assessment or audiological report as part of your application, we can provide that documentation to support you.

  • Registration with WorkBC is required before ATS funding can be considered
  • Funding approval, amounts, and eligible devices are decided by WorkBC on a case-by-case basis
  • We provide the clinical reports WorkBC may request, but we are not involved in the application or approval process itself. Visit WorkBC Assistive Technology Services or speak to your WorkBC case manager to begin an application

Extended Health & Private Insurance Plans

Insurance
Green Shield Canada Pacific Blue Cross Extended Health Sun Life Manulife Canada Life Desjardins Other group benefit plans

Who this may help: Anyone with an employer-sponsored or personal benefit plan that includes hearing aid or hearing assessment coverage.

We are currently empanelled with Green Shield Canada and Pacific Blue Cross. For clients covered under either of these plans, we can direct bill eligible and approved coverage on your behalf, so there is no need to pay out of pocket and wait for reimbursement. For all other extended health or group benefit plans, we will provide you with the complete documentation needed to submit your own claim.

Direct Billing Available
For eligible and approved coverage
  • Green Shield Canada
  • Pacific Blue Cross extended health plans
We Provide Your Claim Documents
Submit directly to your insurer for reimbursement
  • Sun Life, Manulife, Canada Life
  • Desjardins and other insurers
  • Any plan not listed to the left
Before booking, it helps to have these answers from your insurer:
  • Is hearing aid coverage included in my current plan?
  • What is the maximum payable amount per device or per ear?
  • How often am I eligible, and when does my current eligibility renew?
  • Does my plan require pre-authorization before I receive a hearing aid?
  • Does the plan cover the hearing assessment, or only the device?
If your plan requires pre-authorization, please arrange this with your insurer before your appointment. Claims can be denied if pre-authorization was not obtained in advance, and that outcome is outside our control.
The information on this page is intended as a general guide and may change without notice. Hear For All does not determine or guarantee eligibility, coverage amounts, pre-authorization outcomes, or funding approval for any program or plan listed here. All such decisions are made solely by the relevant program, insurer, or plan administrator. Clients are responsible for verifying their own coverage and obtaining any required pre-authorizations before attending an appointment. Mention of any program or insurer name does not imply endorsement by that organization.

Not Sure which Funding Applies to You?

Let's figure it out together - no paperwork, no pressure, just a quick conversation with our Registered Audiologist.